I want to be extremely detailed. Here is my detailed list.
Of course, I may have cheated somewhat - we bought a bunch of stuff end of this month (new baby car seat, gates, baby-proofing things, clothing for my return to work... ect.) And this will be our last month before huge childcare expences hit.) But still, I will try my best in August and TRACK EVERYTHING!
I went back to work last week. So hopefully I will now stop spending like a drunken sailor.
So here it is (let me know if you have any suggestions).
HOUSING
mortgage
maintenance (inc. utilities)
assessment (if any)
TRANSPORTATION
gas
tolls
Metronorth
public transport
parking
car maintenance
car payment
car insurance
FOOD
groceries
food at work
eating out
MEDICAL
HOUSEHOLD
clothing
grooming
supplies (drugstore stuff)
Goods (Décor, utensils, etc)
gifts
charity
tips
BABY
Childcare
Clothing
Food
supplies
other
ENTERTAINMENT (data plans and fun subscriptions go here)
me personal
DH personal
common(cable, internet, netflix, activities, etc.)
vacation and getaways
DEBT REPAYMENT
SallieMae
SAVINGS
pension me
TSP DH
EF
ROTH me
ROTH DH
Baby college fund
9 categories in all. So it will be easy to make a pie chart at the end of the month.
My detailed budget categories. August will be
July 28th, 2011 at 06:20 pm
July 28th, 2011 at 07:12 pm 1311880363
Budget later. How is the baby?
July 28th, 2011 at 07:23 pm 1311881012
He is doing very well. He is a patient, happy, smart, active, affectionate baby, though slightly whiny right now -- he is teething. Poor thing has 5 teeth coming in at the same time!).
One minor problem is that he has to go to some physical therapy and wear an orthotic helmet for few months, but that will fix his flat spot and muscle issue completely.
July 28th, 2011 at 07:32 pm 1311881520
I checked your categories against mine and I can't think of another thing you're missing, as long as "data plans" includes phones? Very good job, very comprehensive.
July 28th, 2011 at 08:34 pm 1311885264
One of mine was in the orthodic foot braces and while it was a lot of work getting to the appointments for the adjustments every two weeks, but well worth it in the long-run. You'd never know how bad this little guy's feet were to begin with!
Sounds like a little blessing you have there!