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You must be rich!

December 5th, 2011 at 03:59 pm

Have you ever been told that? Drives me crazy. Especially coming from a person who makes about twice as much.

What unattainable luxury was it in responce to? 3 extra month leave without pay to stay with my baby when he was a newborn.

I responded "no, we just planned for it". But that not understood. It was still insisted that I was "rich". I have heard this phrase before. It always drives me crazy. Because a lot of careful planning goes into getting those things (carefull managing of rewards programmes, tonn or research and price comparisons on big-ticket items, plain old saving for them, etc...) that are being dismissed by this phrase.

And I think I could understand if it was coming from a person who made a lot less money, but it usually is not the case, it comes from people who make more!

Do you ever hear that phrase?

8 Responses to “You must be rich!”

  1. Joan.of.the.Arch Says:
    1323101884

    So irksome! I wonder if a bluntly direct response might be helpful in situations like that, e.g., "My household grosses $X per year. How much does your household gross?"

  2. wickedlove1707 Says:
    1323104005

    When we go to the beach for a week, or am able to fix anything that goes wrong. (Car breaks down, child needs something unexpected, power goes out and we have a generator)People ask how I am so rich. Honestly, I am quite horribly poor. But I walk to work when its nice out, I own a game cube, (no fancy xbox or wii) I dont have cable, I only buy what I need, and for stuff I want I give myself a $3 spending limit at the dollar store a week. I dont buy food at work, and I dont eat out. I'm not rich, I just save my money and think. "Do, I really want that big mac? Or do I wan tot go to the beach this summer?" The beach always wins. Smile

  3. MonkeyMama Says:
    1323104667

    Have I heard that before? Only a bajillion times!

    It's become clear to me over the years that where we live, it is usually guessed that we make over $100k per year. (My income was $50k when we had our first child). I also hear a LOT that this is also impossible when both people earn the same amount. My impression is that if most people guessed, I make $100k and my spouse maked $40k, or something. Truth is we both made $50k when we first had children. No one seems to understand savings, whatsoever. I think our savings was more beneficial than our income at that point in our lives. Well, I think both were quite nice.

    I think the irony is that most of my really low income friends all stay home, anyway. They simply can't afford the childcare. Some of them might have been jealous at some point or other, but I don't mind that. The general feeling I got from higher income people was that I was extraordinarily lucky to be able to take any maternity leave whatsoever, and that was in a state where state disability is rather mandatory. So then it becomes, "um, I have disability benefits that the state mandated - not like I Was well prepared or had much choice." But second wage earners couldn't possibly live off that? I received about $3500/month - in what world is that not enough of a second income to take a couple of weeks off work? Frankly, neither of us were working for months, and I barely touched out savings with that kind of money coming in from the state. I just find it sad, really, that the average person is that financially strapped. & I happen to know for a fact that everyone that said those things to me had far bigger incomes. They also had a lot more debt and other financial issues.

    Compared to them, we are rich! It's just the notion that this fell out of the sky and was all luck that is so ridiculous. & it is amazing how off base some of the guesses of our income are. If you tell them your income, they won't get it. I can assure you that. Then it's just someone *must have* gave you help or money at some point. 8 years later I don't even bother challenging the ridiculous assumptions that people speak to my face. Maybe the first time - but if my response leads to 10 more wrong assumptions, then I know to quit because the person will never get it. (& then I can vent at savingadvice. Phew!!!!)

  4. ceejay74 Says:
    1323105573

    I don't often get comments like that, but I did when I posted something on Facebook about our house cleaner. It's so silly -- house cleaning cost us about $100 per month, whereas all our friends have smartphones that I'm sure cost nearly that much per month, plus cars (even if paid off, they have gas, insurance, tabs and repairs), and many of them go out for drinks and/or to restaurants frequently.

    Meanwhile, we don't have a car, have three cheapie prepaid phones that cost about $15 per month each, and hardly ever go out to restaurants or bars any more. Yet somehow, a house cleaner is a big extravagance. It's just the perception of different things, I guess. Most people wouldn't choose house cleaner above those other things, or they wouldn't consider those other things to be optional; more like an automatic part of life.

  5. EarlyRetirementJoy Says:
    1323110236

    We get this a lot too, primarily because we go away all the time. But here's the rub - those making their envious comments either drive nicer, newer cars than we drive, or have oodles of nice, new technology toys that we do not, and that cumulatively cost as much, if not more, than our trips do! What I also find frustrating is that I feel I must downplay how much DH and I are loving life, because they have made deliberate, calculated lifestyle choices that leave them tied hook, line and sinker to their jobs and monthly bills.

    Life is about choices, including how one chooses to spend their monthly allocation of money. If you choose to lease or buy new cars on an ongoing basis, eat out frequently, or maintain/buy an iPad, iPhone or iWhatever, don't judge me for electing to drive an older car, carry a dumb phone, and instead enjoy taking trip after trip. Or in your case Nika, three months extra time with your baby.

    Just smile and say "We think we are, thank you" next time. My guess is that will stop them dead in their tracks and have them puzzling over what exactly you meant the rest of the day!

  6. baselle Says:
    1323112139

    You are rich .... in planning skill. Big Grin

  7. LuckyRobin Says:
    1323134854

    We used to get that all the time and I never knew why. I'd understand it if it happened now when DH technically has an income I would consider to be rich (though technically we fall firmly in the high part of the middle of the middle class) if we weren't paying down massive amounts of medical debt and credit card debt. Over half our income goes to debt. But it happened back when he was making $28K a year and we had no debt other than the mortgage. I think it was simply because I could stay home with the kids. Now when he's making way, way more than that, and I still stay home with the kids, we don't get that anymore. Maybe people think we are poor because we are living with my mother right now until our house sells, but that was to get out of our neighborhood after the murder and for medical reasons, not because we have to be. Other people's ideas of what rich means don't match with mine, anyway.

  8. whitestripe Says:
    1323827609

    because we choose to eat organic food we get that a lot. honestly if people had a look at supermarket prices compared to organic prices here, they would realise it adds about $10 a week onto your grocery bill. i think i can handle that - and it doesnt make me rich.

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