It was a month rich in both.

Extra expenses -- over $1,400

-$329 coop fuel assessment

-$150 2 no registration sticker tickets (sticker was gone because the windshield was shattered and replaced, but NY state is super fast to ticket and you never win your case

-$66 NY state inspection (to get the new sticker) and car maintenance

-$200 for coop management to sign recognition agreement (for our refi)

-$130 groceries overage

-$300 overage on eating out

-$200 overage on gifts

-$70.00 medical copays

Extra income:

$300 profit from Apple option 2 (taxable as ordinary income, so less than $200 take home)

$3,100 realized gains from the exercised APPLE stock sale (we kept some stock, so we have about $1,600 more unrealized gaines.) Will be taxed at ordinary income tax rate as well

$147 Bonus from credit union on mortgage interest paid

$579 after tax -- $1000 award DH got at work

$600 gift for our vacation from DH's mom

Next week we are closing on our refinance, so we'll have a lot of fees that are not in our regular budget

We were very lucky that taking a big risk with Apple stock options has worked out. This was the first time we did anything like this. We are not doing it again though (at least in a current climate, we don't know of any other reasonably good bet right now.)

Vacation costs are not included at that, since vacation is a special category.