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Home > May total and June austerity.

May total and June austerity.

June 2nd, 2014 at 07:21 pm

In May we brought in 18,770 after taxes (record amount of extra income).

We spent 18,438. But that included 1,500 to finish DS's ESA, 5,400 to finish my 2014 Roth and a purchase of a new MacBook Air, and setting aside one bi-weekly mortgage payment for July, because it will be a 3 payment month and a vacation month.

In June we do not anticipate earning any extra income. And there won't be any for foreseeable future. There is a late check from May for about $700 but that's it. So even my "wishful thinking" budget for June does not balance. Plus, we need new breaks/rotors for the car. So this month I really have to put in effort.

I will track, and not only track but itemize. And, it is my first week day and I brought my own lunch today and made my own coffee. I will try to go for a personal record of how many lunches I can bring in a month.

Posted in Uncategorized | 6 Comments »

6 Responses to “May total and June austerity. ”

  1. rob62521 Says:
    June 2nd, 2014 at 07:36 pm 1401737789
    1401737789

    Looking good!

    Proud of you for taking your lunch and making your own coffee. Besides counting how many lunches you take, maybe keep a running total of what you would have spent compared to what you spent on those lunches...it makes it an even sweeter success.

  2. Nika Says:
    June 2nd, 2014 at 07:57 pm 1401739052
    1401739052

    Rob, the savings are not so much. And it is hard to keep track of. -- I don't remember what I bought that organic avocado for, or the tomato, or 1/4 onion, or that 1/3 of beef tenderloin... etc. It would be a lot of work to calculate. But considering that what I buy to make my own tends to be org. and a lot of veggies and expensive proteins and what I buy when I eat lunch out is not... the savings are not so much. But, I'm going to give this lifestyle a shot for a month. Considering that starting July I'd be eating out 3 times a week 34 days in a row and mostly unhealthy.

  3. creditcardfree Says:
    June 2nd, 2014 at 09:09 pm 1401743382
    1401743382

    I look forward to seeing how you do...always cheering for you nika!

  4. Looking Forward Says:
    June 3rd, 2014 at 05:35 am 1401773749
    1401773749

    Sorry if you've shared before, but what do you and your DH do for a living? Smile

  5. Nika Says:
    June 3rd, 2014 at 02:19 pm 1401805190
    1401805190

    LookingForward, this income is not typical. This is a combination of factors - tax return, travel reimbursement, paychecks from second job teaching a graduate course (that took A LOT of work and family time). This is not anywhere close to what we bring home monthly.

    We are both in the security coordination field in some way. (DH is in cyber security.)

  6. Looking Forward Says:
    June 7th, 2014 at 08:07 pm 1402171677
    1402171677

    Interesting work... Thanks for sharing. Smile

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