I'm still a bit hazy as to what it involves.
Can we set the ground rules?
$20 challenge for 2015?
December 31st, 2014 at 04:39 pm
December 31st, 2014 at 05:12 pm 1420045928
December 31st, 2014 at 07:10 pm 1420053031
December 31st, 2014 at 07:44 pm 1420055051
Or a dividend, if it is reinvested. I am not accessing that dividend, so that the "challenge" money is not available and is not in a centralized location but between many accounts... Should I be actually be setting that money aside somewhere for it to count?
For example, saved $10 on an item, mentally subtract that $10 and transfer into the savings account, along with all other challenge money at the end of the month?
Should I count DH's side teaching job income to be a part of the challenge.