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$20 challenge for 2015?

3 Responses to “$20 challenge for 2015?”

1. Ima saver Says:
   December 31st, 2014 at 05:12 pm 1420045928
   1420045928
   The idea is to start with $20 and add to it any way you see fit. You make up your own rules. For example, I add my social security benenfits (since I have never cashed or spent one check). I add interest from my saving and c.d. accounts. I add my advantage card savings, $2 if I don't use gas that day, $1 if the stock market goes up, $1 for every game of yayzee I go over 500 points, $5 if the braves win,$1 if I don't buy donus (my weekness) $5 if I don't buy wine (another weekness); I also add in rebates I get from my chase and capital one cards, plus the building supply company my husband uses. Any unexpected checks of discounts go into the $20 challenge. It is easy!!

2. Ima saver Says:
   December 31st, 2014 at 07:10 pm 1420053031
   1420053031
   I forgot, you can count anything you sell also. Like garage sales, e bay, etc. Also, if you take surveys that you get paid for. It is basically any extra money that you have coming in that is not a paycheck.

3. Nika Says:
   December 31st, 2014 at 07:44 pm 1420055051
   1420055051
   Do I count things such as a hotel room that I paid with points instead of money? If so, than do I deduct a room that I paid for with money from something? It is confusing.
   
   Or a dividend, if it is reinvested. I am not accessing that dividend, so that the "challenge" money is not available and is not in a centralized location but between many accounts... Should I be actually be setting that money aside somewhere for it to count?
   For example, saved $10 on an item, mentally subtract that $10 and transfer into the savings account, along with all other challenge money at the end of the month?
   
   Should I count DH's side teaching job income to be a part of the challenge.

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