So now I'll be in first class with a 17 month old baby. I'll be the person everyone will hate because the baby will probably cry as he does not know how to equalize his ears. I don't know how we will get through this whole trip and to enjoy it.

Tonn of packing to do now, laundry, cleaning up... stuff at work tomorrow. The day before the vacation is always stressful. At least, normally, when we start vacation we relax. This time, I don't have a clue of how things will be. I'm so sleepy.

Our new mortgage payments start in March. And since they start on the first, our bi-weekly mortgage will hit 3 times this month. That, in combination with maintenance (that has fuel assessment spread out over 4 months at $250 a month) is brining our March housing payment to 4K. Ouch.

An important EF milestone -- 6 months of take-home salary saved outside retirement accounts.

It took a long time, but man, it is nice to get there.