I can't believe it.
This is so embarassing!
My rent check had bounced. I completely forgot that it did not clear yet. I sent it a month ago and they just put it in now. A day after I moved everything around -- to savings, payment to a cc (in full, as usual.)
I could not believe people could forget things like this, and here it is, happening to me. Now I'll have it in my history and everything.
Oh, and I called the bank, and they were not willing to reverse the $25 fee. Even though this is the first time this happened ever. That makes me unhappy and I am thinking of clothing an account and moving to a credit union at work.
OMG, I am now one of those people!
March 30th, 2007 at 05:48 pm
March 30th, 2007 at 06:50 pm 1175277023
March 30th, 2007 at 07:11 pm 1175278265
There is still something to be said for Overdraft Protection... just in case another "oops" happens. I have a savings account linked to my primary checking account solely for that purpose.
March 31st, 2007 at 01:14 am 1175300081
March 31st, 2007 at 03:22 am 1175307771
March 31st, 2007 at 04:06 am 1175310393
March 31st, 2007 at 07:46 am 1175323608
I once mailed my rent check to a mutual fund and my $50 check that was supposed to go to the mutual fund went to the landlord -- I was paying bills and just put the wrong checks in the envelopes. The mutual fund just added the deposit to my account without even looking at the Payee, and the bank didn't catch it either. Luckily I had enough cash on hand to write another check to the landlord and they didn't charge me a penalty.