It was a month rich in both.
Extra expenses -- over $1,400
-$329 coop fuel assessment
-$150 2 no registration sticker tickets (sticker was gone because the windshield was shattered and replaced, but NY state is super fast to ticket and you never win your case
-$66 NY state inspection (to get the new sticker) and car maintenance
-$200 for coop management to sign recognition agreement (for our refi)
-$130 groceries overage
-$300 overage on eating out
-$200 overage on gifts
-$70.00 medical copays
Extra income:
$300 profit from Apple option 2 (taxable as ordinary income, so less than $200 take home)
$3,100 realized gains from the exercised APPLE stock sale (we kept some stock, so we have about $1,600 more unrealized gaines.) Will be taxed at ordinary income tax rate as well
$147 Bonus from credit union on mortgage interest paid
$579 after tax -- $1000 award DH got at work
$600 gift for our vacation from DH's mom
Next week we are closing on our refinance, so we'll have a lot of fees that are not in our regular budget
We were very lucky that taking a big risk with Apple stock options has worked out. This was the first time we did anything like this. We are not doing it again though (at least in a current climate, we don't know of any other reasonably good bet right now.)
Vacation costs are not included at that, since vacation is a special category.
Extra expenses and extra income for last month
February 6th, 2012 at 03:37 am