This month was crazy:
Miscellaneous allocated $100, spent $460 (iphone $360, cleaning lady $100)
Eating out allocated $350, spent $701, this month it was hard to get to the grocery store
Baby big overspending is this category allocated $300, spent $717 (big Thomas and Friends railway table and set, storage bench, baby bookshelf, some colder weather clothing, books and toys.
DH personal money overspent by $83 kindle, itunes and something else
Clothing. Allocated 100, spent 476 (but since I got $200 gift to use however I like, I consider only $176 overspend
Household allocated 150, spend 275 I got a lamp and a meat grinder attachment.
Gifts allocated 200, spend $430 we gave $300 to my MIL to help with the data plan (we gifted her our old iphone, and since she was not be getting a data plan if not for this gift, we decided it would be a nice thing to do). Im not counting the resale value of the phone (about $280) toward the gift. $100 for a wedding gift my husband attended alone that's why so cheap, and $30 in tips to doormen in our building.
Household supplies allocated 100, spent 211, I dont remember what happened here.
Groceries and lunches at work came just under $900. (due to eating out a lot)
With few other things here and there, the total overspend is
a whooping $1,865
However, there was some extra income:
Birthday gift $200
Travel money $970
Apple option, FB stock and P stock speculation profit (realized) $558 (we made $873, but we owe taxes on that, so after 36% tax it will be about 558)
Overtime money, taxed already, $864
Total after-tax extra income: $2,592
So after all said and done, we are still $727 ahead.
However, next month will be tough no travel (max 2 days and that is it), DHs overtime opportunity ended, and my AAPL stock options are looking extremely risky right now. It is likely we will loose money. And we have my moms and LOs birthdays coming up. And our 5 year anniversary. But we must do better and stay within our budget.
Occasionally, you can outearn your stupidity - September results
October 2nd, 2012 at 03:43 pm
October 2nd, 2012 at 11:29 pm 1349216999