I keep wanting to do a perfect month of tracking, to show how much money we can save (for purposes of knowing how much house we can afford, or how long I could stay home if I had a baby), but something always come up.
This month our child needs a new bed (he is really growing out of his toddler bed), of course a mattress, few sets of bedding, mattress protectors...
he dropped a glass blender and it broke so we need to buy a new one, my mom's milk frother broke, we gave her ours and now need to replace it...
No perfect month
February 4th, 2015 at 04:43 pm
February 4th, 2015 at 05:56 pm 1423072562
February 5th, 2015 at 12:18 am 1423095495
February 5th, 2015 at 01:11 am 1423098708
February 5th, 2015 at 04:58 am 1423112290
I would have a useless espresso machine.
As to getting closer to home ownership, that gap cannot be breached with a delayed frother. We work very hard and increase our income, but property prices outpace it so fast no matter what we do. Small homes in my neighborhood in Bronx appreciated by over 1 mil as compared to what they cost 4-5 years ago. Manhattan apartments we looked at 5 years ago are now doubled in price. Waiting patiently until you are in a good position proved not to be the greatest strategy. If we had stretched to buy in Manhattan back than, right now we would be perfectly comfortable with that mortgage and have many hundreds of thousands of appreciated equity, instead of getting further and further from that goal.